Defined Contribution Plans | Mercer

Wealth and Investments

Defined Contribution Plans

Improving Employee Retirement Incomes and Employer Outcomes

The yin and yang of defined contribution plans. For employers, defined contribution retirement plans represent freedom from financial volatility, traditional pension risk, market volatility, and long-term financial uncertainty; however, they also impose new risks and responsibilities on the employer. For employees, defined contributions offer individual control, greater flexibility, and, in an ideal world, access to institutionally priced investments.

Defined Contributions — Refined for Your Organisation

Mercer can help design, plan, and manage customised defined contribution plans. We help employers optimise plans both globally and locally. We align organisational objectives with workforce demographics and employee behaviors to identify how employers can help improve retirement outcomes for their employees while meeting workforce management needs.

Mercer — a Lifeline for Your Defined Contribution Retirement Plans

Mercer works closely with our clients to provide tools and services that may improve employee retirement incomes and optimise employer outcomes. Some examples of our market-leading, client-driven tools and services include:

  • Global DC management: helping clients analyse their plans both globally and locally, and optimising plan design features.
  • Financial wellness: evaluating workforce characteristics to drive campaigns and client objectives.
  • Mercer LifetimePlus®: providing Australian plan members with a market-leading approach to de-accumulate assets and reduce longevity risk.
  • Mercer DC platforms: utilising our institutional investment experience to provide competitive and compelling investment options to all clients.
  • This includes our Delegated DC offering (US), Mercer Super Trust® (Australia), AspireTM (Ireland), Mercer Workplace Savings (UK), and many more.

Making Retirement Work

Few organisations have Mercer’s deep experience in developing defined contribution plans. Our global and local knowledge help you develop a plan that  is creating your desired outcomes and can sustain your members over time.

If you’d like more information on how to make sure your plan is founded on sound business principles, fill in the info box below.

How Mercer Can Help

Mercer can help design, plan, optimise, and manage customised defined contribution plans globally and locally.

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