Aetna is respected around the world for providing fully integrated employee benefits and health solutions to both businesses and individuals. Aetna brings Elect clients the innovative support and experience that comes with 155 years of integrity and healthcare experience both at home and abroad.
Aetna International has over 445,000 members worldwide and has a global provider network of professional healthcare and facilities. Aetna and Elect work to provide comprehensive health benefit solutions to help meet your ever-changing business needs. Aetna actively promotes access to affordable, flexible healthcare, innovative and comprehensive products, services and a first-class service for everyone, regardless of situation or location.
Aetna is an award-winning provider of international benefits, medical insurance and excellence in healthcare.
The partnership between Aetna and Elect helps bring a wide range of choice and customisable options to Elect clients, including competitive premiums that can be tailored to your needs.
Aetna International offers exceptional provider breadth through provider arrangements and strategic partnerships. Outside the U.S we have worldwide direct-settlement arrangements with over 71,000 private healthcare professionals.
Aetna has established a strong global presence that touches key areas all over the world. With offices around the globe, we are able to provide worldwide support for all Elect clients.
With over 300 years of history, Aviva is a financially strong company with a wealth of experience in offering financial services to businesses and individuals alike. Its long heritage offers reassurance that Aviva is here for the long term, but its scale lets the company focus on what its customers need for the future.
As the provider of workplace pension schemes for some of the UK’s best-known companies, Aviva offers a range of investments to suit many different needs.
The company currently supports almost four million pension scheme members across more than 20,000 companies.
So, whether you’re a massive multinational or a compact business of just one or two employees, Aviva has a workplace pension to meet your needs.
Elect has partnered up with Aviva to provide workplace pensions that give your employees an easy, hassle-free way to start investing for life after work.
With Aviva, you’ll get:
The value of a pension can go down as well as up and you may get back less than has been paid in.
The size and strength of Aviva means it can continually invest in its workplace pension propositions, making sure members have informed solutions while investing and in retirement.
The company’s operational scale helps it drive efficiencies to deliver value for money for you and your employees. Plus, with almost four million pension members on its books, Aviva has the information and insight needed to develop expert solutions.
On top of that, Aviva has a huge amount of assets under management, which helps it drive down costs. It also means the company can adopt a stewardship approach to asset management, which aims to deliver sustainable growth, which is good for you and good for your employees.
You can be confident your pension scheme is in safe hands with Aviva. As one of the largest insurers in the world, Aviva has high ratings from all major credit-rating agencies (these ratings can change over time), including Moody’s, Fitch and S&P Global.
Trusted by the industry, and trusted by Elect, Aviva is in a strong position to support your business, your needs and your employees.
With a focus on choice and flexibility, AXA PPP healthcare brings 70 years of experience to provide you with prompt access to the latest established treatments, drugs and medical technology from private medical hospitals and specialists; you can be assured that they are helping you and your employees get back to health and back to work faster.
In addition, their leading Heart and Cancer commitment offers your employees better care and support for the two conditions that worry people the most.
AXA PPP healthcare brings world-renowned healthcare, offering innovative solutions for small business health and wellbeing. This is health cover you can rely on.
Together employee benefits through Elect and AXA PPP healthcare for small to medium-sized businesses give you and your team access to private medical and specialist health services usually only available to big business.
AXA PPP healthcare has over two million members worldwide and are one of the largest health insurers in the UK, making them a name that your employees will trust.
Bupa has joined forces with Elect to provide small and medium businesses looking for employee benefits access to healthcare services previously only accessible to larger companies.
Bupa was founded in 1947 and its 65 years of history demonstrates a heritage of dedication to patient care.
Bupa's goal is to ensure everyone has access to the best healthcare available in order to help restore to full health and to work as quickly as possible.
At Bupa healthcare is, and will remain their only focus. Providing outstanding customer service and an impressive range of healthcare support services, Bupa's purpose is to help is to help people live longer, healthier, happier lives. As one of Elect's partners, Bupa brings a proposition to help small and medium business manage their business healthcare needs.
Bupa provides integrated services for Elect members; these include:
Bupa consistently provides small businesses with flexible and affordable health insurance plans. Additional claim areas include oncology, mental health, cardiac, knee and back treatment plans.
Bupa is focused on the individual and company wellbeing, and is dedicated reducing absenteeism related to health. Bupa provides valuable healthcare solutions for small and medium businesses.
Canada Life has been in the group risk market for over 40 years and is the UK's largest provider of group insurance products, insuring over £2.5bn in group benefits at the beginning of 2014.
Their experience and expertise in Group Life Assurance and Group Income Protection is recognised in the market and the currently cover approximately 2.75 million employees through their group schemes.
Business placed with Canada Life is in the safe hands of group insurance specialists who pride themselves on delivering the best service in the market. Their dedicated Bristol office manages every aspect of group policies, from quotations and customer service, to underwriting and claims handling.
Canada Life believes firmly in providing more than just market-leading group insurance policy. That's why they also include a range of additional benefits aimed at supporting your business and the wellbeing of your employees.
Included with every Group Income Protection policy is free access to an employee assistance programme and expert second medical opinion service. Unlike many insurers, these services are available to all of your UK-based employees - whether they are insured under the policy or not. Employers and scheme members also benefit from support by Canada Life's in-house rehabilitation and early intervention services, delivered by their dedicated and medically-trained Rehabilitation Consultants.
Their expertise in Group Life Assurance combined with their award-winning customer service delivers the best experience in the market. Not only that, but they also offer Bereavement Counselling and a Probate Helpline with all of their Group Life policies, completely free of charge.
Cigna works with Elect to help small businesses provide leading-edge dental benefit solutions to their employees.
Cigna has worked with Elect to provide dental plans to clients for a number of years.
Cigna offers a range of plans and cover levels, offering their clients and employees a range of options to suit their needs and budgets. Cigna reviews plans for major treatment, saving time and costs on unnecessary treatments.
Cigna adds value by going beyond the basics. We:
Crispin Speers & Partners (CSP) specialise in travel and personal accident insurance in the UK and throughout the world. Employee benefits from Elect with Crispin Speers provide small businesses with access to comprehensive and affordable travel insurance benefits that were once unattainable. The CSP partnership with Mercer Marsh Benefits through Elect has led to the creation of a unique product.
Since 1985, CSP has offered bespoke travel and personal accident insurance to companies both large and small. CSP has considerable experience and unique expertise in benefit solutions and meeting the needs of customers.
For CSP, the relationship is the key ingredient to maintaining lower premiums and higher customer satisfaction.
Legal & General have been in business for 175 years. They provide reliable Group Income Protection benefits including successful back to work schemes for organisations big and small, as well as pensions, investments and general insurance plans.
Employee benefits from Elect with Legal & General give Elect clients access to discounted premiums, hassle free medical underwriting and early intervention claims management.
Legal & General understands what it takes to run a business of any size, but particularly appreciates the dedication and pressure associated with running a small business.
Providing access to support for your employees can be vital, which is why Legal & General partnered with Elect to provide specific services for small businesses.
Legal & General's Group Income Protection scheme has had proven successes in helping employees with long term illness or injuries to get back to work.
Through an innovative approach, Legal & General offers:
Together employee benefits through Elect and AXA PPP healthcare for SMEs give you and your team access to private medical and specialist health services usually only available to big business.
Legal & General's extensive experience and expertise works for you, helping to protect your employees and keep them healthy too.
Trusted by over 3,500 corporate health and dental clients, Simplyhealth is the largest health cash plan organisation in the UK, with 38.6% market share. A company that makes a real difference to the communities they work in, improving access to healthcare by giving 10% of their adjusted pre-tax profits to charity.
Simplyhealth know that prevention is better than cure. They want to help your employees stay healthy, now and in the future. Through their health plans, they make sure your employees can access – and afford to stay healthy through dental treatments, visits to the optician, complementary therapies and much more.
Working with Simplyhealth, we can offer Elect clients a unique health plan that has been designed to cater for a wide range of healthcare needs.
Simplyhealth exist to make it as easy as possible for people to access the healthcare treatments they need. This has been their purpose since 1872, and it still drives them today. They aim to serve as many people as possible in the UK – for the long term. They do this via health insurance services, lobbying, and helping communities thrive. They believe everybody should have fair access to healthcare and should understand the benefits of a healthy and active lifestyle. They share this ambition through rich content about health, fitness and happiness and how their products and services help to achieve them. With their help, you can make healthcare more accessible to those vital to your business.
At the end of June 2011, Unum insured more than 9,500 companies with 100 or less employees. They protected 1.9 million people and paid out more than £5 million a week in benefits.
Unum's common sense approach to underwriting means that most people they insure never have to be underwritten.
They can also provide full cover to people with serious medical conditions. So, even employees with diabetes, paraplegia, or those with a history of cancer, mental or nervous disorders, heart attacks or back pain may still get the full protection they need.
If you need to claim, they will keep in direct contact with all parties ensuring everyone is kept up-to-date on the status of the claim.
VitalityHealth is award-winning health insurance that is unique in that it helps your employees live a healthier lifestyle every day by providing rewards for being healthy with a variety of discounts and incentives on offer. Like other insurance, it protects your employees when things go wrong, but it also supports them in leading a healthier lifestyle. This means that all your employees are able to benefit, not only those who make a claim.
In addition to Vitality’s standard cover, Elect clients have access to:
By incentivising healthy activities, Elect members are more likely to succeed at reaching their health goals and are less likely to get ill.
The healthier they are, the more they can get out of life and the more productive they can be at work. It’s a virtuous cycle that’s good for members and good for employers.