At Mercer, our goal is to make retirement work for everyone — retirees, younger employees, and the organisation. Currently, a combination of unintended consequences is casting a shadow over the entire retirement process.
Defining the Problem
Employers with defined benefits plans are facing ever-growing risks, including low interest rates, market volatility, and longer life spans. Mercer Retirement Services can help organisations manage defined benefits risk to meet business objectives. We have expertise in:
- Dynamic asset de-risking.
- Proactive liability management.
- Alternative pension financing.
Contributing to the Retirement Conundrum
Employees participating in defined contribution plans are responsible for saving for their own retirement. Unfortunately, many employees have not saved enough, so they’re working for longer and longer periods of time — locking younger employees out of promotions and advancement.
Finding Retirement Solutions That Work
Mercer can help clients design and execute high-performance retirement programs. We’ll help manage risks related to both defined benefits and defined contribution plans. If necessary, we can design hybrid plans customised to your specific workforce.